You are a Settlement Class Member if you fit the definition below:

All persons who obtained residential mortgage loans originated and/or acquired by PHH and/or its affiliates from January 1, 2007 through December 31, 2009, and, in connection therewith, purchased private mortgage insurance and whose loans were included within PHH’s captive mortgage reinsurance agreements, including the successors, heirs and/or assigns of such persons.

Excluded from the Settlement Class are: (a) Defendants’ officers, directors, and employees; (b) Defendants’ affiliates and affiliates’ officers, directors, and employees; (c) the Released Persons (as defined below in Question 12); (d) all persons who have previously excluded themselves from the certified Class (Dkt. 230, 288, 314); and (e) any Settlement Class Member who timely and properly excludes themselves from the Settlement Class.

Each loan obtained by a person meeting this class definition will be defined as a single “Settlement Class Member,” regardless of the number of original obligors on such loan, and only one claim will be allowed per loan / Settlement Class Member.

Please Note: If you are a Settlement Class Member and you wish to get a payment from the Settlement, you must submit a valid Claim Form postmarked (if mailed), or via the File a Claim tab, no later than August 11, 2026.

File a Claim

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